Looking for the best place to cash a check near you? Whether you have a payroll check, government check, tax refund, cashier’s check, personal check, or third-party check, there are several safe and reliable options available. This guide compares nearby banks, grocery stores, retail chains, and alternative services so you can find the fastest and lowest-cost option in your area.
If you want a complete breakdown of check types, fees, ID rules, and safety tips, see our full check cashing guide.
1. Grocery Stores That Cash Checks
Many grocery stores offer convenient check cashing services with extended hours and relatively low fees. Accepted check types and limits vary by location, so it is important to know each store’s policy.
- Publix check cashing policies
- Does Publix cash personal checks?
- Does Walmart cash personal checks?
- Does Kroger cash personal checks?
- Does Dollar General cash personal checks?
2. Retail Stores and Check Cashing Service Centers
Retail stores and check cashing service centers may accept payroll, government, and cashier’s checks without requiring a bank account. Fees are often higher than banks, but access is faster and more flexible.
3. Banks That Cash Checks for Non-Customers
Most major banks will cash checks drawn on their own accounts even if you are not a customer. Fees, limits, and ID requirements vary by bank.
If you’re unsure whether any bank will cash your check, especially when you don’t have an account, see our full breakdown on whether banks cash checks for non-customers, including common rules, fees, and exceptions.
4. Where To Cash a Cashier’s Check Near You
Cashier’s checks are considered guaranteed funds, but non-customers may still face fees or additional verification. These guides explain the fastest and lowest-cost places to cash a cashier’s check.
- Where to cash a cashier’s check without a bank account
- How to get a cashier’s check without a bank account
5. How To Cash a Third-Party Check
Third-party checks are more difficult to cash because they involve multiple endorsements and higher fraud risk. Not all banks or retailers accept them.
6. Low-Fee and No-Fee Check Cashing Options
Check cashing fees can reduce how much money you receive. Understanding how fees work helps you choose the cheapest option available near you.
7. Weekend and After-Hours Check Cashing
If you need to cash a check outside regular banking hours, certain retailers and alternative services may be available on weekends or evenings.