Need cash fast or looking for ATMs that offer more than just $20 bills? This ATM and cash access guide explains how to find the right ATM, avoid unnecessary fees, get small bills or coins, and choose the most affordable ways to access your money. Whether you need $10 bills, singles, quarters, or fee-free ATM options, you will find practical answers here.
If you need to cash a check instead of withdrawing cash, see our complete check cashing guide for step-by-step help.
How To Avoid ATM Fees
ATM fees can add up quickly, especially when you use out-of-network machines. Understanding how your bank handles surcharges and reimbursements can save you money every month.
Which ATMs Dispense Small Bills
Not all ATMs dispense the same denominations. Some machines allow you to withdraw $1, $5, $10, or $50 bills, depending on the bank and ATM type.
- Which ATMs give small bills
- Do ATMs dispense $1, $5, or $50 bills?
- Where to get $10 bills near you
- How to get small bills
Where To Get Coins and Quarters
If you need quarters or coins for laundry, parking, tolls, or vending machines, these guides explain where to get change quickly without long lines or high fees.
- Best places to get quarters
- Do banks still give rolls of quarters?
- Where to get coins besides banks
- Publix coin counter guide
Where To Access Cash Without Using an ATM
If an ATM is unavailable or inconvenient, there are several other ways to get cash quickly. Some options also help you avoid ATM withdrawal fees altogether.
- Cash back at grocery stores and pharmacies
- Retail store cash withdrawal services
- Prepaid debit card cash access
- Local check-cashing locations
- Where to cash a check without a bank account
How To Get the Exact Cash You Need
Getting the right mix of denominations can save time and frustration. These strategies help you avoid machines that only dispense $20 bills.
- Use ATMs located inside bank branches for more denomination options
- Look for grocery store ATMs with multi-denomination menus
- Request cash back in specific amounts at checkout
- Use coin counters or change machines if you need coins