If someone paid you with a check written from a Regions Bank account but you don’t bank there, you may be wondering if Regions will cash it. The answer is yes—Regions does cash checks for non-customers, with certain fees, ID requirements, and verification rules to understand before visiting a branch.
Does Regions Cash Checks for Non-Customers?
Yes. Regions Bank will cash a check for non-customers only if the check is drawn on a Regions account. This means the person who wrote the check must have a Regions checking account with enough funds to cover the amount.
- Accepted checks: Payroll, personal, government, and official checks drawn on a Regions account
- ID required: Name must match the check exactly
- Verification: Regions checks funds in the issuer’s account before cashing
Important: Regions will not cash checks for non-customers if the check is drawn on another bank.
What ID Do You Need at Regions?
Non-customers must show a valid government-issued photo ID, such as:
- Driver’s license
- State ID card
- Passport
- Military ID
Regions Non-Customer Check Cashing Fees
Regions charges a flat fee for cashing a check for non-customers. Fees vary by location but typically fall between:
- $4 – $5 for most checks
- Fees may differ for government-issued checks
- Large personal checks may have additional verification
Ask the teller for the exact fee before continuing.
Limits at Regions for Non-Customer Check Cashing
Regions may place restrictions based on:
- Available funds in the issuer’s account
- Large check amounts that require manager approval
- Third-party checks (usually not accepted)
- Altered or damaged checks (may be rejected)
Be aware that Regions may decline any check it cannot verify.
Alternatives if Regions Won’t Cash Your Check
If Regions cannot cash your check or you want a cheaper option, consider these alternatives:
- Walmart – low flat fee for many check types
- Grocery stores – Kroger, Publix, and others cash payroll and government checks
- Check-cashing stores – accept more check types but charge higher fees
- Mobile deposit apps – Cash App, PayPal, Venmo, and Ingo handle personal checks
- Your bank or credit union – often free to deposit, even if funds take time to clear
Quick Comparison Table
| Option | Non-Customer Allowed? | Fee | ID Required? |
|---|---|---|---|
| Regions (check drawn on Regions) | Yes | Small flat fee | Yes |
| Walmart | Yes | Low flat fee | Yes |
| Kroger | Yes | Low fee | Yes |
| Check-cashing stores | Yes | Higher fees | Yes |
| Mobile deposit apps | Yes | Free–$5 | App account |
FAQ
Does Regions cash personal checks for non-customers?
Yes—if the personal check is written from a Regions Bank account and you have proper ID.
How much does Regions charge non-customers to cash a check?
Regions typically charges around $4–$5, but fees vary by location and check type.
Can Regions refuse to cash a check?
Yes. Regions may decline checks if they can’t verify funds, if the check is altered, or if the issuer’s account has insufficient funds.
Where else can I cash a Regions check?
Walmart, grocery stores, check-cashing stores, and mobile deposit apps all offer alternatives for cashing Regions checks.
Conclusion
Regions does cash checks for non-customers as long as the check is drawn on a Regions account and a valid ID is provided. There is typically a small fee, and verification rules apply. If Regions can’t cash your check, retailers, check-cashing stores, and mobile apps offer solid alternatives. For more options, see our full guide on where to cash a check without a bank account.