Need $10 bills for everyday expenses, tipping, or splitting cash? In 2025, it’s not always easy to find ATMs or stores that break larger bills into $10s. This guide covers the best places to get $10 bills near you, from banks and ATMs to retail options and coin counters.
Can You Get $10 Bills at ATMs?
Most ATMs only dispense $20 bills, but some banks now stock $10 bills. Availability depends on your bank, location, and whether the ATM is an “enhanced” machine. If you need to know exactly which ATMs allow $10 withdrawals, check this detailed guide to ATMs that let you withdraw $10 bills.
Banks and Credit Unions
The most reliable way to get $10 bills is to visit your bank branch. A teller can exchange larger bills for $10s, or you can withdraw in specific denominations if the branch ATM supports it. Credit unions often provide more flexibility with smaller bills than big banks.
Grocery and Retail Stores
Customer service desks at major retailers sometimes provide $10 bills when making change. You may need to purchase a small item with a larger bill to receive change in $10s. Stores like Walmart, Publix, or Kroger are common options. For more coin and small bill tips, see our Best Places to Get Quarters guide.
Coin Counters and Change Machines
Coin counting machines, like the ones found at Publix, may allow you to redeem coins for bills, including $10s, depending on machine settings. Learn more in our Publix coin counter guide.
Other Options for $10 Bills
- Laundromats and vending machines: Some machines return change in $10 bills.
- Gas stations and convenience stores: Cashiers may break larger bills into $10s on request.
- Check-cashing stores: Along with checks, they often provide custom denominations upon request.
FAQ
Do most ATMs give $10 bills?
No. Most ATMs still dispense $20 bills, though some upgraded ATMs at banks like Wells Fargo, Chase, or Bank of America now include $10 bill options.
Is there a fee for requesting $10 bills at the bank?
No. As long as you’re a customer, banks typically exchange bills for free. Non-customers may be denied service or charged a small fee.
What if I can’t find $10s at an ATM?
If you can’t locate an ATM that dispenses $10s, your best bet is to ask a teller, make a small purchase and request change, or use a coin counter that returns bills.
Conclusion
In 2025, getting $10 bills may take a little extra effort, but you have options. Banks and credit unions are your best bet, followed by grocery stores, change machines, and select ATMs. For ATM-specific details, see this ATM $10 bill withdrawal guide. For broader small-change tips, check out our guide on banks and coin rolls.