Need $10 bills for everyday expenses, tips, splitting cash, or small purchases? Finding $10 bills isn’t always as straightforward as it seems, especially since most ATMs carry only $20s. Here are the best places to get $10 bills near you, including banks, stores, ATMs, and smart alternatives.
Can You Get $10 Bills at ATMs?
Some ATMs do dispense $10 bills, but they’re not the norm. Most U.S. ATMs still rely on $20s, with $10 dispensing limited to select “enhanced” or “Smart ATM” models at major banks.
If you need to locate an ATM that specifically offers $10 withdrawals, use this resource: guide to ATMs that dispense $10 bills.
Banks and Credit Unions
Visiting a teller at your bank branch is the easiest and most reliable way to get $10 bills. Whether you need one $10 bill or a stack, a teller can break larger bills instantly. Credit unions are known for offering more flexibility with small denominations than larger national banks.
- Ask the teller for specific denominations when withdrawing cash.
- Exchange larger bills for $10s even without making a withdrawal.
- Check branch ATMs—some offer $5s, $10s, or mixed bills.
Grocery and Retail Stores
Many large retailers can give $10 bills at their customer service counters, especially if you’re making a small purchase. This is often the quickest option when you’re already shopping.
Stores where you can often get $10 bills include:
- Walmart
- Publix
- Kroger
- Safeway
- Meijer
Need coins too? See our Best Places to Get Quarters guide.
Coin Counters and Change Machines
Some coin-counting machines allow you to convert coins into bills, including $10 bills. Machine settings vary, but locations like Publix often give multiple bill-size options.
Learn more in our Publix coin counter guide.
Other Ways to Get $10 Bills
- Laundromats & vending machines: Some change machines return $10s, especially when exchanging larger bills.
- Gas stations & convenience stores: Cashiers can break a $20 or $50 into $10s if the register allows it.
- Check-cashing stores: You can request specific denominations when receiving your cash.
People Also Ask: Quick Answers
Which ATMs are most likely to dispense $10 bills? Chase, Wells Fargo, and Bank of America Smart ATMs offer $10s at select branches.
Can I ask a Walmart cashier for $10 bills? Yes—making a purchase increases the likelihood, but some customer service desks provide change even without one.
Do banks limit how many $10s you can request? Usually no, but small branches may have limited small-denomination supply.
Can coin machines return $10 bills? Some do, depending on machine settings and available change.
Where can I get $10 bills late at night? 24-hour retailers, gas stations, and some supermarket customer service desks.
FAQ
Do most ATMs give $10 bills?
No. Most ATMs dispense only $20 bills, but select ATMs at Wells Fargo, Chase, and Bank of America now offer $10s.
Is there a fee for requesting $10 bills at the bank?
No. Banks typically exchange bills for free if you’re a customer. Non-customers may be denied service or charged a fee.
What if I can’t find $10s at an ATM?
Your best options are asking a teller, making a small purchase and requesting specific change, or using a coin/cash redemption machine that returns bills.
Conclusion
Getting $10 bills may take a few extra steps, but you have multiple reliable options. Banks and credit unions are your best bet, followed by grocery stores, change machines, and select ATMs. For ATM-specific help, see this ATM $10 bill withdrawal guide. For broader small cash tips, check our guide on banks and coin rolls.